health insurance
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What happens if I miss premium payment?
There is a grace period (usually 15–30 days). Claims during this period may…
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Can I port my health insurance policy?
Yes. You can switch insurers while retaining waiting period benefits, subject to IRDAI…
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What is a No Claim Bonus (NCB) in health insurance?
NCB increases your sum insured or gives a premium discount if you don’t…
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What is co-payment?
Co-payment means you share a fixed percentage of the claim amount, commonly seen…
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What is a deductible in health insurance?
A deductible is the amount you pay from your pocket before the insurer…
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What happens if I hide medical history?
Non-disclosure can lead to: Always declare health conditions honestly.
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Can I buy health insurance online?
Yes. Buying online is safe, paperless, and often cheaper due to no agent…
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Is maternity covered in health insurance?
Maternity benefits are usually covered after a waiting period of 2–4 years and…

