health insurance

Does health insurance cover COVID-19 and similar diseases?

Yes. As per IRDAI guidelines, COVID-19 and similar viral illnesses are covered like…
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Are pre- and post-hospitalization expenses covered?

Yes, most policies cover:
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What is reimbursement claim?

If you take treatment at a non-network hospital, you pay first and later…
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What is cashless hospitalization?

Cashless treatment means the insurer pays the hospital directly if treatment is taken…
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Individual vs family floater – which is better?

Individual plan: Separate cover for each person Family floater: Cost-effective for young familiesChoose…
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What is a family floater health insurance plan?

A family floater plan covers all family members under one sum insured. Any…
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How much health insurance coverage should I buy?

A common recommendation:
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What are pre-existing diseases?

Any illness or condition you had before buying the policy, such as diabetes,…
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What is a waiting period in health insurance?

A waiting period is the time you must wait before certain benefits become…
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What is not covered under health insurance?

Common exclusions include:
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